Essay

Proposed title

Vietnam retail banking upgrading in term of globalization and local challenging.

Background

As a matter of fact, recently Vietnam banking system has faced several obstacles/difficulties in terms of macro-economics unbalancing status, high non performing loans ratio (bad debt), intensified competition over abundant number of banks. To avoid the current inefficiency, there is a popular trend that some particular banks, both local and foreign bank in Vietnam, have changed to invested in retail banking as a strategic management action.

In this essay, I will elaborate the its enhancement in terms of management structure, product , operation as well as supporting activities to give a glance view on the retail banking market in the circumstance of globalization.

Objective(s)

Giving an overview of Vietnam retail banking value chain.

Forming general upgrading progress and performance in retail banking division in terms of globalization.

Main references and sources information

Shall be provided later.

NOTE:

(*) Hong Leong Vietnam Limited Bank